Optional Insurance and Licensing Facilities from the British Wado Federation.
Important: It is a LEGAL requirement, in the UK, that all participants of any martial-art have adequate insurance cover. It is the student's responsibility to ensure that their licence is up-to-date and valid. Licences must be in the possession of the holder at all times within a Dojo environment for inspection purposes.
Open Events: Martial-arts insurances rarely cross from one governing body to another. Ensure you have adequate insurance cover if you wish to participate in events 'outside' of your regular affiliation, as you may have to take out additional cover. Alternatively, check to see if the event you are considering to participate in covers you; as they may have special a special insurance implemented for the event.
See below for British Wado Federation Insurance Benefits, which are included within a British Wado Federation Licence.
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Insurance Benefits
Public & Products Liability (£10m)
The following extensions are automatically included:
Professional Indemnity (£1m)
The following extensions are automatically included:
Employer's Liability (£10m) - Required by law.
The following extensions are automatically included:
Abuse Cover (£5m)
Professional Indemnity (£1m)
Member to Member Liability (£5m)
Tournament Liability Cove (£5m)
Commercial Legal Expenses (£100,000.00)
Directors and Officers Liability (£100.000.00)
The following extensions are automatically included
Our package liability cover automatically includes the following as standard:
Extra facilities:
'Freelance Instructor Insurance'. Personal Accident (whilst undertaking activities described in the Schedule)
Available for proprietor, partners, employees, members and Instructors. Price on application.
Personal Accident Benefits
REMEMBER: If you suffer from any medical condition, it is important to ensure that your instructor is aware of these. It is also advisable that ALL applicants (especially over the age of 40) should have a Medical Examination BEFORE commencing into any physical activity related to the Martial-arts.
Insurance covers Wado interaction between all BWF Licensed Member Clubs & Associations.
The following extensions are automatically included:
- Indemnity to Principals
- Indemnity to Directors, Partners and Employees
- Cross Liabilities
- Legal defence costs for liability incurred under:
- Corporate Manslaughter and Corporate Homicide Act 2007
- Health and Safety at Work Act 1974
- Food Safety Act 1990
- Consumer Protection Act 1987
- Data Protection Act 1988
- Defective Premises Act 1972
- Leased, Hired or Rented Premises
- Motor Contingent Liability
- Wrongful Arrest
- Overseas Personal Liability
- Temporary Work Overseas
- Court Attendance
- Member to Member Liability (Clubs and Associations only)
- Tournament Cover
- Car Park Liability (Clubs and Associations only)
- Cloakroom Liability (Clubs and Associations only)
Professional Indemnity (£1m)
The following extensions are automatically included:
- Legal Costs and Expenses
- Unintentional Defamation
- Infringement of Confidentiality
- Data Protection Act 1998
Employer's Liability (£10m) - Required by law.
The following extensions are automatically included:
- Indemnity to Principal
- Indemnity to Directors, Partners and Employees
- Cross Liabilities
- Legal defence costs for liability incurred under:
- Corporate Manslaughter & Corporate Homicide Act 2007
- Health and Safety at Work Act 1974
- Unsatisfied Court Judgements.
- Injury to a working Partner or Proprietor
- Temporary Work Overseas
- Court Attendance
Abuse Cover (£5m)
Professional Indemnity (£1m)
Member to Member Liability (£5m)
Tournament Liability Cove (£5m)
Commercial Legal Expenses (£100,000.00)
Directors and Officers Liability (£100.000.00)
The following extensions are automatically included
- Company Reimbursement
- Advancement of costs and expenses
Our package liability cover automatically includes the following as standard:
- Claims made by one of your members against another member
- Claims made against you for bodily injury or damage to third party property
- Claims against your directors, partners or trustees while acting in a personal capacity outside of the United Kingdom
- Claims against you for liability arising from your breach of the 1998 Data protection Act
- Employer's Liability
- Automatic cover for two tournaments per year
- Professional Indemnity
- Directors and Officers Liability (Also applies to committee members)
- Commercial Legal Expenses Insurance
- Abuse cover
- Instructors are automatically covered whilst carrying out club or association activities
Extra facilities:
'Freelance Instructor Insurance'. Personal Accident (whilst undertaking activities described in the Schedule)
Available for proprietor, partners, employees, members and Instructors. Price on application.
Personal Accident Benefits
- Temporary Total Disablement
- Loss of Limbs, Sight, Hearing or Speech
- Fractures
- Permanent Total Disablement
- Death
- Medical expenses
- Emergency Dental Treatment
- Hospitalisation Benefit
- Disappearance
- Temporary Work Overseas
- Personal Representatives
REMEMBER: If you suffer from any medical condition, it is important to ensure that your instructor is aware of these. It is also advisable that ALL applicants (especially over the age of 40) should have a Medical Examination BEFORE commencing into any physical activity related to the Martial-arts.
Insurance covers Wado interaction between all BWF Licensed Member Clubs & Associations.
You may also like to obtain your insurances independently...
Contact Katasure.
Specialist insurance for your karate club or association......from people who understand your needs.Katasure is an insurance policy tailored to meet the exact needs of all types and sizes of karate clubs and associations. (When we say, ‘karate’ clubs and associations, we include Kung-Fu, Korean Fighting Systems and over thirty other variations. Visit our Disciplines List to find what we cover.).
The policy has been designed by insurance professionals who also happen to have years of direct experience within the karate sector as participants, officials and administrators.
We are people who understand the usual risks that all clubs encounter but who also have detailed knowledge about the day-to-day risks associated with bringing together club members with differing skills and abilities to participate with enthusiasm in a vigorous and dynamic sport.
Cover from Training to TournamentsKatasure policies cover the whole range of circumstances encountered by clubs and associations, including the wellbeing of everyone involved in instruction, training and practice sessions, competitive bouts, two competitions or tournaments a year (covering up to 2,000 spectators and participants at each tournament) *.
Employers’ Liability is added automatically, including instructors, volunteers, employees and unpaid helpers.
This website makes it simple and straightforward to arrange cover with the minimum of delay and fuss. Complete the information about your club or association under the ‘Get a Quote’ section and we’ll get the ball rolling at once or alternatively contact us on 0845 450 5020 for a quotation.
*(For full details of cover provided, please examine terms and conditions of the policy, which is managed by established broker, Ault Insurance, and underwritten by Ageas Insurance Limited, one of the UK’s largest and most respected casualty and property insurance companies).
Specialist insurance for your karate club or association......from people who understand your needs.Katasure is an insurance policy tailored to meet the exact needs of all types and sizes of karate clubs and associations. (When we say, ‘karate’ clubs and associations, we include Kung-Fu, Korean Fighting Systems and over thirty other variations. Visit our Disciplines List to find what we cover.).
The policy has been designed by insurance professionals who also happen to have years of direct experience within the karate sector as participants, officials and administrators.
We are people who understand the usual risks that all clubs encounter but who also have detailed knowledge about the day-to-day risks associated with bringing together club members with differing skills and abilities to participate with enthusiasm in a vigorous and dynamic sport.
Cover from Training to TournamentsKatasure policies cover the whole range of circumstances encountered by clubs and associations, including the wellbeing of everyone involved in instruction, training and practice sessions, competitive bouts, two competitions or tournaments a year (covering up to 2,000 spectators and participants at each tournament) *.
Employers’ Liability is added automatically, including instructors, volunteers, employees and unpaid helpers.
This website makes it simple and straightforward to arrange cover with the minimum of delay and fuss. Complete the information about your club or association under the ‘Get a Quote’ section and we’ll get the ball rolling at once or alternatively contact us on 0845 450 5020 for a quotation.
*(For full details of cover provided, please examine terms and conditions of the policy, which is managed by established broker, Ault Insurance, and underwritten by Ageas Insurance Limited, one of the UK’s largest and most respected casualty and property insurance companies).
IWF/BWF Licence Facilities
Licencing facilities for Clubs & Groups who do not wish to run their own licencing facilities, but who wish to use the Licencing Facilities of the British Wado Federation.
NB: Insurance cover DOES NOT extend to International Membership. All non-UK participants must be insured through their National Representative or through a personal or private insurance facility within their own country.
NB: Insurance cover DOES NOT extend to International Membership. All non-UK participants must be insured through their National Representative or through a personal or private insurance facility within their own country.
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British Wado Federation Insurance Chits
If you are using British Wado Federation's insurance facilities, please contact us for your BWF Insurance/Membership Licence Chits.
BWF Administration: British Wado Federation Licence Office.
BWF Administration: British Wado Federation Licence Office.
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International Wado Federation Licences Books (left) can be obtained from the the British Wado Federation Licence Office @£5 each (minimum order quantity 20).
Licence Books, to your own design, can be obtained from 64Print.
Licence Books, to your own design, can be obtained from 64Print.
